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Guaranteed Issue Whole Life Insurance for seniors is a simple and convenient life insurance policy designed to help cover final expenses like:
With Senior Life Insurance, simply by being between the ages of 50-80, you are guaranteed acceptance without answering health questions or taking a medical exam. Policies range between $5,000-$25,000 in coverage which can be used by your beneficiary for any purpose, including final expenses such as burial and funeral costs, medical bills, and outstanding debt you may leave behind. According to a 2021 study by The National Funeral Directors Association (NFDA), the estimated median cost of a funeral is $7,848.
GUARANTEED ISSUE
SENIOR LIFE INSURANCE
With a guaranteed issue whole life insurance policy, your help financially support your loved ones after you pass. Additionally, Guaranteed Issue Whole Life Insurance is a Permanent Life Insurance that guarantees lifetime coverage at a locked-in premium rate for the duration of the policy.
Important Information Regarding Graded Death Benefits: The AGL GIWL policy referenced offers a limited death benefit in the first two years of the policy. Should death occur in the first two years, a death benefit will be equal to 110% of the premiums paid. In the event of suicide, the death benefit is limited to a refund of premiums only.
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DISCLOSURE:
*Advertised Rates concerning $22/month are current as of 12/6/24 and are for a $5,000, whole life insurance policy for a female age 50. Premiums will vary by issue age, gender, and face amount. Premiums are level and guaranteed not to increase. Benefit amounts are subject to AGL limitations.
1The total amount of all AGL Guaranteed Issue Whole Life Insurance policies on any person cannot exceed $25,000 in the aggregate. Must be between the ages of 50 and 80 to apply. Coverage is subject to receipt of payment and verification of identity as required by law and is effective upon receipt of policy. Policies issued by AGL in all states except NY and ME. The riders are not available in CA. AGL is not licensed to do business in New York. In PA this product is offered through online sales only.