What is Guaranteed Issue Whole Life Insurance?
Guaranteed Issue Whole Life Insurance is an easy and permanent life insurance option. If you meet the eligibility requirements, you can get up to $25,000 in coverage that can help your family members pay for unforeseen cost such as funeral and burial expenses, medical bills, credit card debt, and other financial burdens. This coverage comes with no medical exams or health questions. If you are between the ages of 50 and 80, your acceptance is 100% guaranteed.
Get Up to $25,000 in Coverage*
100% Guaranteed Acceptance
No Medical Exams Required
Guaranteed Level Premiums
Developed for Ages 50-80
It's Worry-Free Final Expense Insurance Coverage
With Guaranteed Issue Final Expense Insurance, if you're age 50-80, you don't have to worry about being turned down for health reasons. You can receive permanent life insurance without having to qualify for coverage based on your health. The benefits from this Guaranteed Issue Final Expense Insurance can help your loved ones during difficult times.
Living Benefits are Included - at NO EXTRA COST
Get added protection: Two living benefits are included with your policy at no additional cost. This coveraged comes with two different living benefits: a Chronic Illness Benefit and a Terminal Illness Benefit.
Chronic Illness Benefit – If you cannot perform certain activities of daily living or if you are certified with a severe cognitive impairment, American General Life Insurance Company will return all of your premiums paid up to 25% of the policies ultimate face amount less any policy loan balance and an administrative fee.
Terminal Illness Benefit – If you are diagnosed with a terminal illness, American General Life Insurance Company will provide 50% of your death benefit amount while you are alive less any policy loan balance and an administrative fee.
Important Consumer Disclosures Regarding Accelerated Benefit Riders
Get a Hassle-Free Guaranteed Issue Whole Life Insurance QuoteToday!
Get started today by requesting a quote. One of our licensed agents will be happy to answer your questions and work with you to find the right whole life insurance policy for you and your family.
Important Information Regarding Graded Death Benefits: The AGL GIWL policy referenced offers a limited death benefit in the first two years of the policy. Should death occur in the first two years, a death benefit will be equal to 110% of the premiums paid. In the event of suicide, the death benefit is limited to a refund of premiums only.
* Applicants must be between 50 – 80 years of age. The total amount of all AGL Guaranteed Issue Whole Life Insurance policies on any person cannot exceed $25,000 in the aggregate.